Installment Sale Contract
Provides immediate ownership with payments over time (often includes trade-in or down payment). Terms are generally 24 to 60 months on new equipment and 24 to 48 months on used equipment with a variety of payment options available; monthly, quarterly, semiannual, annual, skip and accelerated. 100% financing is available for qualified customers.
Provides optional ownership of equipment through a lease. A Flex Lease provides multiple options to return or purchase equipment at stated intervals or “outs”. Terms are generally 24 to 60 months.
Tax Lease-Cat Value Option
Provides the option to purchase equipment at a predetermined Fair Market Value price at the end of the lease but this is typically designed for the customer who anticipates returning the equipment at the end of the lease. Terms are generally 24 to 60 months.
Provides special interest rates and tax-exempt options for states, counties and municipalities.